Universal Cooperative Credit Union Limited is a licensed and regulated category 1 Micro financial institution headquarterd at opposite Gendamerie Ebon Damas in Yaounde – Cameroon. Universal cooperative credit union Limited is a member-owned financial institution. UNICCUL was founded by a group of passionate business persons with the aim to promote financial welfare and fight against poverty

OBJECTIVES
• To encourage its members to make regular savings by providing them with possibilities of investing their money.
• To provide members with loans for purposes of providence or providing them with possibilities of investing their money.
• To foster the economic and social interest of its members.
• To offer to the members complementary savings, credit and financial products and services as stipulated by these articles.
• To ensure the progress of its members by educating them continuously on the proper use of money.
• To provide other services such as Risk management, project management, checking system, education and training, money transfer, salary payment, and any other services that do not conflict with the objectives of the cooperative.

MISSION
The mission of the cooperative is to continually develop and improve the livelihood of its members and the community through the provision of proximate and efficient microfinance and cooperative products and services.

VISION
To be the most impactful, credible, and innovative institution in our community and Cameroon in general.

CORE VALUES
Commitment to accountability, transparency, confidentiality, integrity, professionalism, loyalty, equity, and good governance.

MOTTO
Financial Cooperation for a Brighter Tomorrow