ABOUT US
Universal Cooperative Credit Union Limited is a licensed and regulated category 1 Micro financial institution headquarterd at opposite Gendamerie Ebon Damas in Yaounde – Cameroon.
Universal cooperative credit union Limited is a member-owned financial institution. UNICCUL was founded by a group of passionate business persons with the aim to promote financial welfare and fight against poverty. More on our mission and core values…
COOP. BOD CATEGORY 1 MICROFINANCE
(MFI)
AFFILIATED TO RAINBOWCAM
MINDER No. Nº24/138/CRM/CE/02/011/CCA/036004/036004000
OUR OBJECTIVES
To encourage its members to make regular savings by providing them with possibilities of investing their money.
• To provide members with loans for purposes of providence or providing them with possibilities of investing their money.
• To foster the economic and social interest of its members.
• To offer to the members complementary savings, credit and financial products and services as stipulated by these articles.
• To ensure the progress of its members by educating them continuously on the proper use of money.
• To provide other services such as Risk management, project management, checking system, education and training, money transfer, salary payment, and any other services that do not conflict with the objectives of the cooperative.
OUR MISSION
The mission of the cooperative is to continually develop and improve the livelihood of its members and the community through the provision of proximate and efficient microfinance and cooperative products and services.
Our Services
● Shares Account
● Preference Shares Account
● Savings Account
● Deposit Account
● Minor Account
● Islamic Account
● Loans Account
● Daily saving Account
● Overdraft
● MTN and Orange Mobile Money
● World Remit / Money Gram
● Ria / Western Union
● Internal Money Transfer Service
● Currency Exchange
● Payment of Civil Servant Salary
● Payment of Taxes for Individuals and Organisations
● Bank caution / Bank Guarantee
● Cheque Clearance
● Financial Advisory
● Fixed Deposit
● Contract Financing
● Njangi Financing
● Plot Financing
Membership Form & Signature Card
During the Annual General Meeting, members assess the union’s progress and make key decisions about its future. They elect a Board of Directors (BOD) to oversee UNICCUL’s management. The BOD, in turn, hires staff to handle the union’s daily operations under its supervision. To effectively serve members' interests, the BOD is divided into specialized committees, including the Credit Committee, Education Committee, and Project Committee...
Governance of UNICCUL
OPENING AN ACCOUNT
REQUIREMENT TO OPEN AN ACCOUNT
To become a member of UNICCUL, you can simply visit our head office or any of our branch offices to create your account. You can also visit our official website uniccul.org and follow the account opening process for distant members.
You can find us at
info@uniccul.org
PHONE NUMBER
(237) 676106130 | 640863808
HEAD OFFICE
Opposite Gendamerie Ebom, Damas
YAOUNDE, CAMEROON